Elyment

Which Sydney suburbs can I afford?

Set out what you can borrow and what you have saved. Every Sydney suburb we hold a median price for is then grouped by how far that median sits from your budget.

Buying budget $1,100,000 — $900,000 borrowed plus $200,000 saved. Repayments on that loan come to about $5,454 a month before fees, and the budget does not allow for stamp duty or settlement costs.

Showing 15 suburbs we hold a median house price for.

Comfortably within budget

The median sits at or under 90% of your budget.

Blacktown

Postcode 2148

Median house
$880,000
Against your budget
$220,000 under your budget

Upper end of budget

The median is close to your budget — within about 2% either way.

Parramatta

Postcode 2150

Median house
$1,100,000
Against your budget
Exactly your budget

Above current budget

The median is more than 12% past your budget.

Castle Hill

Postcode 2154

Median house
$1,650,000
Against your budget
$550,000 over your budget

Newtown

Postcode 2042

Median house
$1,750,000
Against your budget
$650,000 over your budget

Surry Hills

Postcode 2010

Median house
$1,850,000
Against your budget
$750,000 over your budget

Dee Why

Postcode 2099

Median house
$2,100,000
Against your budget
$1,000,000 over your budget

Chatswood

Postcode 2067

Median house
$2,200,000
Against your budget
$1,100,000 over your budget

Cronulla

Postcode 2230

Median house
$2,300,000
Against your budget
$1,200,000 over your budget

Balmain

Postcode 2041

Median house
$2,400,000
Against your budget
$1,300,000 over your budget

Paddington

Postcode 2021

Median house
$2,800,000
Against your budget
$1,700,000 over your budget

Bondi Beach

Postcode 2026

Median house
$3,050,000
Against your budget
$1,950,000 over your budget

Coogee

Postcode 2034

Median house
$3,200,000
Against your budget
$2,100,000 over your budget

Manly

Postcode 2095

Median house
$3,600,000
Against your budget
$2,500,000 over your budget

Mosman

Postcode 2088

Median house
$4,850,000
Against your budget
$3,750,000 over your budget

Double Bay

Postcode 2028

Median house
$5,800,000
Against your budget
$4,700,000 over your budget

A band compares your budget to a suburb-wide median, which is not a valuation of any particular property. Individual homes sell well above and below it.

Want to know what you can actually borrow?

This page takes the loan amount as given. A broker works it out from your income and commitments. Compare the wider Sydney property market.