Elyment

Sydney Mortgage Broker Referral for Home Loans

Looking for home loan advice in Sydney? Tell us what you are borrowing for and we can introduce you to a mortgage broker.

Finance service facts

What is this service?

A referral service that introduces you to a mortgage broker.

Who is it for?

First-home buyers, upgraders, and investors across Australia.

Where is it available?

Sydney and greater NSW. The broker you are matched with holds the lender accreditations, not us.

What should you check?

Ask the broker about their credit licence or representative status, lender panel, fees and commissions.

Speak with a Sydney mortgage broker

We do not lend and do not provide credit advice. Tell us about your situation and we can introduce you to a Sydney mortgage broker. The broker can compare products available through their lender panel. Ask them to confirm their licence or representative status, lender panel, rates, fees and commissions in writing before you apply.

Compare Loan Costs

Ask the broker to compare rates, fees, features and total cost across the lenders they can access

A Broker, Not A Lender

Which lenders they can place you with depends on their accreditations

Check Their Licence

Confirm the broker is licensed to provide credit advice or represents a credit licensee

Understand Fees

Ask how the broker is paid, what commissions they may receive and whether they charge you directly

Home Loan Calculator

Estimate your monthly repayments using the standard mortgage formula: . This is the same calculation used by financial tools such as Calculatorsoup.com.

PV is the loan amount, i is the monthly interest rate (annual rate ÷ 12 ÷ 100), and nis the total number of monthly payments. Enter your details to see an estimated repayment.

Need fortnightly or weekly projections? Try our advanced mortgage calculator for extra repayments and downloadable schedules.

Still choosing where to buy? Compare your estimated budget with recorded suburb medians in the Sydney affordability map before asking a broker about your options.

Buying or refinancing a property? When finance and contract timing start to overlap, review the Sydney conveyancing service before you exchange.

Enter your loan details above to estimate your monthly repayment.

Loan Options

First Home Buyer Loans

A broker can explain lender criteria, deposit requirements and any current government programs that may apply to you.

  • Borrowing-capacity and deposit discussion
  • Lender eligibility, fees and lenders mortgage insurance
  • Current program eligibility and application requirements

Investment Property Loans

A broker can explain investment-loan options available through their lender panel and how lenders assess serviceability.

  • Repayment structure and loan features
  • Lender serviceability and deposit criteria
  • Ask a registered tax agent about any tax treatment

Refinancing

Compare your current loan with alternatives by looking at rates, fees, features and the total cost of switching.

  • Interest rate, fees and total loan cost
  • Break, discharge and application costs
  • Loan features and longer-term repayment impact

How It Works

1

Submit Your Details

Tell us about your loan needs and financial situation

2

Get Matched

We connect you with a mortgage broker for your enquiry

3

Compare Options

The broker comes back with the loans they can place you with, and what each costs

4

Choose & Proceed

Choose whether to proceed with the broker and complete any application with them

Get in Touch

Fill out the form below and we'll respond within 24 hours

We'll respond within 24 hours. We may earn a referral fee if you choose our partner services.